Great Advice on Budgeting

May 02, 2011 | By: Mr_Blue | Tags: budget, personal finance, household, monthly budget

This morning I came across this very good article on budgeting.

The link: How to Build a Better Budget

Please read the whole article. It has some good forms at the end. The key points:

It is extremely difficult to get anywhere without a plan. A budget is a form of a very important plan. It’s one of those ‘necessary evils’ if we want to improve our economic security. Budgeting is not difficult - it just takes some time and discipline - not impossible.

Good luck.

blog comments powered by Disqus

image

economy financial+crisis budget+deficit obama unemployment jobs credit+cards debt social+security personal+finance capitalism deficit bailout mortgage mortgage+crisis economic+crisis wall+street+bailout new+economy job+guarantee retirement+savings credit+unions deficit+hawks economic+stimulus cooperatives health+care+reform financial+regulatory+reform income+inequality tarp financial+oligarchy 401k worker+cooperatives gdp federal+debt financial+conglomerates new+normal money scams fiat+currency debt+management globalization savings neoliberal consumer+protection stimulus unemployment+rate tax+cuts wall+street middle+class investing consumer+debt investments china economic+growth federal+reserve wages federal+deficit democrats republicans stocks government+spending negative+equity risk foreclosure budget financial+planning credit+card+debt debt+settlement jobs+report financial+bailout fiscal+policy evil pete+peterson health+care financial+literacy jobs+crisis foreclosures move+your+money full+employment modern+monetary+theory stock+market neo-liberal checking economic+policy u.s.+treasuries job+growth bonds economic+mobility bank+of+america foreclosure+fraud taxes consumer+spending cfpa ira class+war inflation keynes gold fico+scores refinance credit+scores real+estate debt+crisis banking+system mortgage+foreclosure financial+regulation financial+crisis+inquiry+commission deficit+commission debt+servitude krugman federal+budget de-regulation solidarity free+trade wisconsin debt+collection income+tax refinancing loan+modifications financial+stability+plan poverty trickle+down+economics working+class retirement currency monthly+budget wills economics #finreg tbtf estate+planning consumer+credit gold+standard debt+ceiling auto+industry president+obama center+for+responsible+lending mutual+funds innocent+fraud aig life+insurance personal+income market+fundamentalism consumer+financial+protection+agency trade+deficit banking identity+theft cash+flow compound+interest fraud too+big+to+fail fdic state+of+the+union predatory net+worth u.s.+treasury+securities class+warfare bankruptcy mortgages derivatives goldman+sachs great+recession debt+consolidation eu american+recovery+and+reinvestment+act oligarchy two+economies frontline senate+democrats eurozone debt+commission haymarket existing+home+sales jobless+recovery carried+interest john+edwards income regulations ben+bernanke california+budget catfood employee+ownership paladino robert+reich mark+to+market budgets payroll+tax euro chicago+idea fannie+mae housing+market cowards slavery dollar sector+balances gmac life+settlements tax+holiday ireland mlk subprime bad+bank bullshit target+date+mutual+funds argentina fierce savings+plan alan+greenspan deficit+errorists payroll+tax+holiday phone+scams financial+regulations national+debt free+markets united+states now savings+bonds shadow+banking+system fica+tax madison time+value+of+money cost+of+unemployment ponzi+schemes swipe+fees credit+markets fair+debt+collection+practices+act tax+code #wallstreetscam great+divergence paulson future+value pensions fed+audit debit+cards predatory+home+lenders cash cdo walker warren+buffett treasury+department present+value tax+deal cooperative+economy liquidity u.s.+debt poverty+rates conservatives ppip job+loss 20-year+mortgage obama+tax+deal short+sales cash+management treasury+securities detroit+schools home+buying economic+purgatory long+term+unemployment vicious+cycle bartering emergency+savings efca debt+hysteria home+closing banks deficit+hawk american+capitalism investment inequality community+gardens economic community+banks debt+to+gdp recession austerity online+scams income+taxes mortgage+modifications yuan risk-return investment+advice estate investment+yields happy+year finreg hyman+minsky american+dream email beige+book malicious+software deflation corporate+bailouts federal business+roundtable cooperation dot+com+bubble leading+economic+indicators deferred+annuities bailouts economic+policies balancing+checkbook alternatives returns housing+bubble chris+dodd lei fixed+rate+annuity lobbyists debt+is+evil disability+income+insurance scam fiscal+sustainability home+mortgage insurance variable+rate+annuity corporate+tax+breaks credit+card+law deficit+spending tina balance+check+book credit+report teach-in currency+manipulation bill+gross foreclosure+rescue+services gross+domestic+product race+to+bottom big+banks marx june+jobs+report general+motors economic+indicators budgeting financialization warren+mosler washington+consensus emergency new+capitalist+manifesto bank+fees credit+card minsky tips open+auction lost+decade financial+genocide republican+budget human+capital direct+deposit reaganomics overdraft cfpb galbraith social+security+cards geithner commercial+real+estate direct+jobs+program civil+disobedience balance etf economic+justice barack+obama worker+ownership personal+consumption treasuries protests gas+prices obama+administration destruction citizens+united outlays wall+street+bailouts exports household+debt fallacy+of+composition securities+laws save public+option living+standard unions july+2011 unemployment+benefits imports card+act fallacies emergency+funds deductibles strategic+defaults keynesian wiped+out productivity+ralph+nader new+era+windows laid+off citigroup financial+sector foreclosure+gate auto+loans human+capitalism savings+tip financial+reform arra free+credit+report chicago money+market+accounts unemployment+insurance fox+news+channel credit+rating+agencies credit+reports fallacy money+market+mutual+funds afl-cio fox move+money predatory+lending refund+anticipation+loans jobs+data moody's revolution tax+reform uaw employment principal+reduction roger+ailes close+banking+accounts countervailing+powers tax+refund debt+forgiveness lehman+brothers cornel+west exuberance denmark propaganda banking+services john+k.+galbraith monetary+policy option+arm mortgage+loan+modifications subprime+mortgages corporate+profits disposable+income national+infrastructure+bank corporate+welfare u.s money+manager+capitalism birth+certificate fundamentals living+wage output+gap success consumption interest+rates greece quantitative+easing political+system john+mccain minimum+wage new+democrat+coalition two+americas ltcm universal+health+care income+distribution household

Mythbusters - 300x250

TigerDirect