Your FREE annual credit report. You eligible by law to get an annual (every 12 months) one but there is ONE legitimate source. It’s not the one that has the funny commercials with the catchy jingle.
Fair Credit Reporting Act (FCRA), federal law, allows Americans to obtain an annual (every 12 months) credit report free of charge. This is an excellent way to track your credit particularly to check for identity theft. And did I mention it was FREE.
We have to be careful though. There are a lot of scam websites that offer free credit reports. They sound attractive but there is always a hook or catch or phishing for your personal information. But there is only ONE legitimate source for this FREE annual credit report:
Believe me there are a lot of sites that have names very close to the above - so be very careful. If your not certain about the site please check with the Federal Trade Commission website.
Good luck.
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